Don’t Tackle Selling Your Home on Your Own – an Agent Can Help

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages, For Sellers, FSBOs, Mortgage 30a Beach, Selling Myths.

If you’re looking to maximize your sale and minimize your effort, you need to work with a real estate professional. In a sellers’ market like today’s, it can be tempting to list your house on your own – known as For Sale By Owner (FSBO). But the truth is, a real estate professional can save you time and money by managing every step of the process, from pricing your home to reviewing documents and handling negotiations. Before you decide to sell your house on your own, here are five reasons why working with an agent is your best bet to maximize the sale of your home. 1. First impressions are...

As Home Equity Rises, So Does Your Wealth

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages, First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates, Mortgage 30a Beach, Move-Up Buyers, Pricing.

Homeownership is still a crucial part of the American dream. For those people who own a home (and those looking to buy one), it’s clear that being a homeowner has considerable benefits both emotionally and financially. In addition to long-term stability, buying a home is one of the best ways to increase your net worth. This boost to your wealth comes in the form of equity. Equity is the difference between what you owe on the home and its market value based on factors like price appreciation. The best thing about equity is that it often grows without you even realizing it, especially in a sellers’...

Reasons Renters Buy [INFOGRAPHIC]

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages, First Time Home Buyers, For Buyers, Infographics, Mortgage 30a Beach, Rent vs. Buy.

Some Highlights When deciding whether you should rent or buy, make sure you’re considering these factors. Buying a home means consistent monthly payments. Homeownership also helps to build your wealth. And owning a home gives you greater flexibility than renting. If you’re ready to take advantage of the perks of homeownership, let’s connect to explore your options. Content previously posted on Keeping Current Matters

It’s Still a Sellers’ Market [INFOGRAPHIC]

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages, For Sellers, Housing Market Updates, Infographics, Mortgage 30a Beach, Move-Up Buyers, Pricing.

Some Highlights Due to low supply and high demand, today is one of the strongest sellers’ markets we’ve seen. Sellers can benefit from more offers to pick from, higher home values, and a faster sales process. That might be why 73% of people believe it’s a good time to sell. Sellers, don’t miss out on this unique opportunity. Let’s connect so you can take advantage of this hot sellers’ market. Content previously posted on Keeping Current Matters

If You’re a Buyer, Is Offering Asking Price Enough?

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages, Buying Myths, First Time Home Buyers, For Buyers, Housing Market Updates, Mortgage 30a Beach, Move-Up Buyers.

In today’s real estate market, buyers shouldn’t shop for a home with the expectation they’ll be able to negotiate a lower sales price. In a typical housing market, buyers try to determine how much less than the asking price they can offer and still get the home. From there, the buyer and seller typically negotiate and agree on a revised price somewhere in the middle. Things Are Different Today Today’s housing market is anything but normal. According to the National Association of Realtors (NAR), homes today are: Receiving an average of 3.8 offers Selling in just 17 days Homes selling quickly...

Early October is the Sweet Spot for Buyers

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages, First Time Home Buyers, For Buyers, Housing Market Updates, Mortgage 30a Beach, Move-Up Buyers.

Are you looking to buy a home? If so, we’ve got good news for you. While there’s no denying the housing market is having a great year, many of the headlines are focused on the perks for sellers. But what about buyers today? As a buyer, you’re likely braving bidding wars and weighing low mortgage rates versus price appreciation as you search for your dream home. If you find yourself a bit discouraged, hear this: there are clear signs buyers may have more opportunities this fall. According to realtor.com, the sweet spot for buyers is just around the corner. In a recent study, experts analyzed...

Is a 20% Down Payment Really Necessary To Purchase a Home?

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages, Buying Myths, Demographics, Down Payments, First Time Home Buyers, For Buyers, Gen Z, Millennials, Mortgage 30a Beach.

There’s a common misconception that, as a homebuyer, you need to come up with 20% of the total sale price for your down payment. In fact, a recent survey by Lending Tree asks what is keeping consumers from purchasing a home. For over half of those surveyed, the ability to afford a down payment is the biggest hurdle. That may be because those individuals assume a 20% down payment is necessary. While putting more money down if you’re able can benefit buyers, putting 20% down is not mandatory. As Freddie Mac puts it: “The most damaging down payment myth—since it stops the homebuying process before...

Two Reasons Why Waiting a Year To Buy Could Cost You

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages, Buying Myths, First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates, Interest Rates, Mortgage 30a Beach, Move-Up Buyers, Pricing.

If you’re a renter with a desire to become a homeowner, or a homeowner who’s decided your current house no longer fits your needs, you may be hoping that waiting a year might mean better market conditions to purchase a home. To determine if you should buy now or wait, you need to ask yourself two simple questions: What will home prices be like in 2022? Where will mortgage rates be by the end of 2022? Let’s shed some light on the answers to both of these questions. What will home prices be like in 2022? Three major housing industry entities project continued home price appreciation for 2022....

Your Agent Is Key When Pricing Your House

Written by super22 on September 3, 2021. Posted in 30a Beach Mortgages, Mortgage 30a Beach. No Comments on Your Agent Is Key When Pricing Your House

Some Highlights Pricing your house right takes market experience and expertise. To find the best list price, your agent balances current market demand, values of homes in your neighborhood, where prices are headed, and your home’s condition. If you’re ready to sell, don’t guess on the price. Let’s connect today so we price your house to attract multiple offers and maximize your return on investment. Content previously posted on Keeping Current Matters

5 Reasons Today’s Housing Market Is Anything but Normal

Written by 30a Beach Mortgage Syndicated User on September 2, 2021. Posted in 30a Beach Mortgages, Mortgage 30a Beach.

There are many headlines out there that claim we’re reverting to a more normal real estate market. That would indicate the housing market is returning to the pre-pandemic numbers we saw from 2015-2019. But that’s not happening. The market is still extremely vibrant as demand is still strong even while housing supply is slowly returning. Here’s the definition of normal from the Merriam-Webster Dictionary: “conforming to a type, standard, or regular pattern: characterized by that which is considered usual, typical, or routine.” Using this definition, here are five housing industry metrics that...

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