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Category: 30a Beach Mortgage

At Fidelity Home Group, we are 30a Beach Mortgage Experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

30A is a unique Florida beach destination located on the Emerald Coast. It is home to many popular towns and neighborhoods like Inlet Beach, Rosemary Beach, Seacrest, Santa Rosa Beach, Seacrest, Alys Beach, WaterSound, WatreSound Origins, Seagrove, Seaside, WaterColor, Grayton Beach, Blue Mountain Beach, Gulf Place and Dune Allen.

Should You Sell Your House As-Is or Make Repairs?

Written by 30a Beach Mortgage Syndicated User on . Posted in 30a Beach Mortgage, 30a Beach Mortgages, For Sellers, Selling Tips.

A recent study from the National Association of Realtors (NAR) shows most sellers (61%) completed at least minor repairs when selling their house. But sometimes life gets in the way and that’s just not possible. Maybe that’s why, 39% of sellers chose to sell as-is instead (see chart below): If you’re feeling stressed because you don’t have the time, budget, or resources to tackle any repairs or updates, you may be tempted to sell your house as-is, too. But before you decide to go this route, here’s what you need to know.What Does Selling As-Is Really Mean?Selling as-is means you won’t make any...

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Investors Are Not Buying Up All the Homes

Written by 30a Beach Mortgage Syndicated User on . Posted in 30a Beach Mortgage, 30a Beach Mortgages, Economy, For Buyers, Infographics.

Some HighlightsThere’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true.?Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street.No matter what you’ve heard, the majority of homes are still being purchased by everyday homebuyers like you – not big investors. Connect with an agent if you have questions.?

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Make Your House the Top Thing on Every Buyer’s Wish List This Season

Written by 30a Beach Mortgage Syndicated User on . Posted in 30a Beach Mortgage, 30a Beach Mortgages, For Sellers, Selling Tips.

With the holidays right around the corner, homeowners planning to move have a decision to make: sell now or wait? Some may even consider taking their house off the market until next spring. But is that the best choice? Because at this time of year, your home can really stand out.Here’s the thing: there are plenty of buyers out there who want to be in a new home by the holidays, and your house might be just what they’re looking for. As an article from Redfin says: “. . . there is typically less inventory in the housing market this time of year, allowing your home to easily stand out among...

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Control the Controllables If You’re Worried About Mortgage Rates

Written by 30a Beach Mortgage Syndicated User on . Posted in 30a Beach Mortgage, 30a Beach Mortgages, Mortgage Rates.

Chances are you’re hearing a lot about mortgage rates right now, and all you really want to hear is that they’re coming back down. And if you’ve seen headlines about the early November Federal Funds Rate cut by the Federal Reserve (The Fed), maybe you got hopeful mortgage rates would start to decline right away. Although some media sources may lead you to believe that the Fed’s actions determine mortgage rates, in reality, they don’t. The truth is, the Fed, the job market, inflation, geopolitical changes, and a whole list of other economic factors influence mortgage rates, too. So, while recent...

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How Co-Buying a Home Helps with Affordability Today

Written by 30a Beach Mortgage Syndicated User on . Posted in 30a Beach Mortgage, 30a Beach Mortgages, Buying Tips, For Buyers.

Buying a home in today’s market can feel like an uphill battle – especially with home prices and mortgage rates putting pressure on your budget. If you’re feeling stuck, co-buying could be one way to help you get your foot in the door. Freddie Mac says:“If you are an aspiring homeowner, buying a home with your family or friends could be an option.”But there are some things you’ll want to consider first. Let’s explore why co-buying is gaining popularity right now among some buyers and see if it may make sense for you too.What Is Co-Buying?Co-buying means buying a home with someone like...

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Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash

Written by 30a Beach Mortgage Syndicated User on . Posted in 30a Beach Mortgage, 30a Beach Mortgages, Equity, Foreclosures, Mortgage Rates.

One major reason why we’re not heading toward a foreclosure crisis is the high level of equity homeowners have today. Unlike in the last housing bubble, where many homeowners owed more than their homes were worth, today’s homeowners have far more equity than debt.That’s a big part of the reason why even though mortgage debt is at an all-time high, this isn’t 2008 all over again. As Bill McBride, Housing Analyst for Calculated Risk, explains:“With the recent house price increases, some people are worried about a new housing bubble – but mortgage debt isn’t a concern . . .”Today’s homeowners are...

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How To Get Your House Ready To Sell in 2025

Written by 30a Beach Mortgage Syndicated User on . Posted in 30a Beach Mortgage, 30a Beach Mortgages, For Sellers, Infographics, Selling Tips.

Some HighlightsIf you’re planning to list your house in 2025, it’s already time to start working on any repairs. But where do you start?Your local agent will be able to help you prioritize projects that will help you get the best return on your investment and appeal to what today’s buyers really want.If your goal is to sell your house next year, connect with an agent so you know what to start working on now.  

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Don’t Miss Out on the Growing Number of Down Payment Assistance Programs

Written by 30a Beach Mortgage Syndicated User on . Posted in 30a Beach Mortgage, 30a Beach Mortgages, Agent Value, Buying Tips, For Buyers.

With rising home prices and volatile mortgage rates, it’s important you know about every resource that could help make buying a home possible. And one thing you’ll want to be aware of is just how much the number of down payment assistance (DPA) programs has grown lately. Take a look at the graph below to see how many new programs have been added in the last year, according to data from Down Payment Resource:More Programs, More Opportunities for YouSo, what does this increase mean for you? With more programs available, there’s a higher likelihood that one of them could help you reach your homeownership...

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What’s Behind Today’s Mortgage Rate Volatility?

Written by 30a Beach Mortgage Syndicated User on . Posted in 30a Beach Mortgage, 30a Beach Mortgages, Agent Value, Economy, Mortgage Rates.

If you’ve been keeping an eye on mortgage rates lately, you might feel like you’re on a roller coaster ride. One day rates are up; the next they dip down a bit. So, what’s driving this constant change? Let’s dive into just a few of the major reasons why we’re seeing so much volatility, and what it means for you.The Market’s Reaction to the ElectionA significant factor causing fluctuations in mortgage rates is the general reaction to the political landscape. Election seasons often bring uncertainty to financial markets, and this one is no different. Markets tend to respond not only to who won,...

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