How Mortgage Rates Affect Your Monthly Payment

Written by 30a Beach Mortgage Syndicated User on January 11, 2025. Posted in 30a Beach Mortgage, 30a Beach Mortgages, Infographics, Mortgage Rates.

Some HighlightsExperts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn’t try to time the market.Instead, it’s better to focus on how even a small change impacts your future mortgage payment. As rates come down, even a little bit, your monthly payment on your next home will too.Want to see what this looks like at a different price point? Connect with an agent or lender.

Get Ready To Buy a Home in 2025

Written by 30a Beach Mortgage Syndicated User on January 4, 2025. Posted in 30a Beach Mortgage, 30a Beach Mortgages, Buying Tips, For Buyers, Infographics.

Some HighlightsIf buying a home is on your goal sheet this year, here’s how to make it happen.Focus on improving your credit, planning for your down payment, getting pre-approved, and prioritizing your wish list.But first, connect with a trusted agent and lender so you have expert advice every step of the way.

Why More Sellers Are Hiring a Real Estate Agent

Written by 30a Beach Mortgage Syndicated User on December 28, 2024. Posted in 30a Beach Mortgage, 30a Beach Mortgages, Agent Value, For Sellers, Infographics.

Some HighlightsMore homeowners are realizing they need an agent’s help in this complex market – and that’s why a record-low number of people are selling without a pro by their side.Without an agent’s help, tackling pricing, staging and repairs, paperwork, negotiation, and more can be a real headache.Selling without a pro isn’t worth the hassle. Connect with an agent to see if you’d work well together.

Why This Winter Is the Sweet Spot for Selling

Written by 30a Beach Mortgage Syndicated User on December 7, 2024. Posted in 30a Beach Mortgage, 30a Beach Mortgages, For Sellers, Infographics, Inventory.

Some HighlightsThinking about selling your house? Here are a few reasons why you may want to do it this season.Buyers looking right now are serious about moving and the number of homes for sale is typically lower this time of year – helping your house stand out.While inventory is higher this year than it’s been in the last few winters, you’ll still be in this year’s sweet spot.

Investors Are Not Buying Up All the Homes

Written by 30a Beach Mortgage Syndicated User on November 30, 2024. Posted in 30a Beach Mortgage, 30a Beach Mortgages, Economy, For Buyers, Infographics.

Some HighlightsThere’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true.?Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street.No matter what you’ve heard, the majority of homes are still being purchased by everyday homebuyers like you – not big investors. Connect with an agent if you have questions.?

How To Get Your House Ready To Sell in 2025

Written by 30a Beach Mortgage Syndicated User on November 23, 2024. Posted in 30a Beach Mortgage, 30a Beach Mortgages, For Sellers, Infographics, Selling Tips.

Some HighlightsIf you’re planning to list your house in 2025, it’s already time to start working on any repairs. But where do you start?Your local agent will be able to help you prioritize projects that will help you get the best return on your investment and appeal to what today’s buyers really want.If your goal is to sell your house next year, connect with an agent so you know what to start working on now.

The Big Difference Between Renter and Homeowner Net Worth

Written by 30a Beach Mortgage Syndicated User on November 16, 2024. Posted in 30a Beach Mortgage, 30a Beach Mortgages, Equity, Infographics, Rent vs. Buy.

Some HighlightsIf you’re torn between renting or buying, don’t forget to factor in the wealth-building power of homeownership.Unlike renters, homeowners gain equity as they pay their mortgage and as home values rise. That’s why, on average, a homeowner’s net worth is nearly 40x higher than a renter’s. Connect with an agent if you want to learn more about the financial benefits of homeownership or the programs that can help make buying possible.

Why You Need an Agent To Set the Right Asking Price

Written by 30a Beach Mortgage Syndicated User on November 9, 2024. Posted in 30a Beach Mortgage, 30a Beach Mortgages, For Sellers, Home Prices, Infographics, Selling Tips.

Some HighlightsThe #1 task sellers struggle with is setting the right asking price for their house.Without an agent’s help, you may set a price that turns away buyers and takes a long time to sell. To make sure your house is priced right, connect with a local agent. Because if the price isn’t compelling, it’s not selling.

Q&A: How Do Presidential Elections Impact the Housing Market?

Written by 30a Beach Mortgage Syndicated User on November 2, 2024. Posted in 30a Beach Mortgage, 30a Beach Mortgages, Economy, Home Prices, Infographics, Mortgage Rates.

Some HighlightsEven if you’re not looking to move right away, you may have questions about how the election will impact the housing market.When we look at historical trends, combined with what’s happening right now, we can find your answers. Based on historical data, mortgage rates decrease in the months before and home prices and sales increase the year after the election.The facts show Presidential elections only have a small and temporary impact on the housing market.

Debunking Scary Myths About Buying a Home

Written by 30a Beach Mortgage Syndicated User on October 26, 2024. Posted in 30a Beach Mortgage, 30a Beach Mortgages, For Buyers, Infographics.

Some HighlightsThere are a number of scary myths about homebuying in today’s market. Here’s what you need to know.Prices are not expected to crash, it is possible to buy even with student loan debt, and there are programs that can help you save for a down payment.Don’t let scary myths delay your homebuying plans. Connect with an agent so you have a pro to help you separate the facts from your fears.

Category: Infographics