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Author: 30a Beach Mortgage Syndicated User

The First Step: Getting Pre-Approved for a Mortgage [INFOGRAPHIC]

Some HighlightsIf you’re looking to buy a home in 2024, getting pre-approved is a key piece of the puzzle. Mortgage pre-approval means a lender checks your finances and decides how much you’re qualified to borrow.As more buyers re-enter the market, it’ll help you make a strong offer that stands out from the crowd.Talk to a trusted professional to learn more and begin your homebuying process today.

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A Tour of Italy Tasting at The Courtyard at Pescado Reserve your spot on Friday Mar 8 ? #RosemaryBeachNEXT WEEKEND! ?…

A Tour of Italy Tasting at The Courtyard at Pescado Reserve your spot on Friday Mar 8 ? #RosemaryBeachNEXT WEEKEND! ? The Courtyard at Pescado is hosting a Wine Tour of Italy presented by Ethica Wines on Friday, March 8, 2024 from 6:00 – 8:00 p.m. The host, Rob…ert Zuan, will bring a Taste of Italy to the quaint courtyard bar of Rosemary Beach. Guests will be guided through the many regions of Italy – the home of exquisite wines (and pasta). The evening’s wines will be paired alongside some beautiful hors d’oeuvres that will be sure to create the most memorable experience...

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Why We Aren’t Headed for a Housing Crash

If you’re holding out hope that the housing market is going to crash and bring home prices back down, here’s a look at what the data shows. And spoiler alert: that’s not in the cards. Instead, experts say home prices are going to keep going up.Today’s market is very different than it was before the housing crash in 2008. Here’s why.It’s Harder To Get a Loan Now – and That’s Actually a Good ThingIt was much easier to get a home loan during the lead-up to the 2008 housing crisis than it is today. Back then, banks had different lending standards, making it easy for just about anyone to qualify...

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Why You Want an Agent’s Advice for Your Move

No matter how you slice it, buying or selling a home is a big decision. And when you’re going through any change in your life and you need some guidance, what do you do? You get advice from people who know what they’re talking about. Moving is no exception. You need insights from the pros to help you feel confident in your decision. Freddie Mac explains it like this:“As you set out to find the right home for your family, be sure to select experienced, trusted professionals who will help you make informed decisions and avoid pitfalls.”And while perfect advice isn’t possible – not even from the...

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Why Today’s Housing Supply Is a Sweet Spot for Sellers

Wondering if it still makes sense to sell your house right now? The short answer is, yes. And if you look at the current number of homes for sale, you’ll see two reasons why.An article from Calculated Risk shows there are 15.6% more homes for sale now compared to the same week last year. That tells us inventory has grown. But going back to 2019, the last normal year in the housing market, there are nearly 40% fewer homes available now:Here’s a breakdown of how this benefits you when you sell. 1. You Have More Options for Your MoveAre you thinking about selling because your current house is too...

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Enjoy photos from last week’s 30A Wine Festival #AlysBeach FLORIDA ?That’s a wrap on an unforgettable 12th annual 30A W…

Enjoy photos from last week’s 30A Wine Festival #AlysBeach FLORIDA ?That’s a wrap on an unforgettable 12th annual 30A Wine Festival at Alys Beach! A huge thank you to our incredible sponsors, wonderful events team, exceptional h…ospitality and culinary teams for making it all possible. We are grateful for everyone who played a part in creating such a memorable weekend for our homeowners and guests. All proceeds from the festival benefit Children’s Volunteer Health Network, a local charity which provides health services to uninsured or underinsured school children in Walton and Okaloosa...

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The Truth About Down Payments

If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case.Unless specified by your loan type or lender, it’s typically not required to put 20% down. That means you could be closer to your homebuying dream than you realize.As The Mortgage Reports says:“Although putting down 20% to avoid mortgage insurance is wise if affordable, it’s a myth that this is always necessary. In fact, most...

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Chanticleer Bakery & Eatery is a favorite spot for lunch dinner and drinks in #GraytonBeach ? SoWal.com/Food News #Sout…

Chanticleer Bakery & Eatery is a favorite spot for lunch dinner and drinks in #GraytonBeach ? SoWal.com/Food News #SouthWaltonFLSpring is right around the corner, and we couldn’t be more excited! ?? ? : sowal.com #30a #30avacay #southwalton #30alocal #santarosabeachfl #30alife #graytonbeach #30agetaway #springbreak2024

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