Is the Down Payment Myth Blocking Your Path to Homeownership

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages.

Is the Down Payment Myth Blocking Your Path to Homeownership? It’s a common misconception that you have to have a 20% down payment to buy a home. Let’s connect to make sure you have all the right facts and information you need if you’re buying a home this year. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

Experts Are Optimistic About the Summer Housing Market

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages.

Experts Are Optimistic About the Summer Housing Market. The housing market is changing. Let’s connect so you don’t miss out on today’s opportunities. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

Why Homeownership Is Still The American Dream

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages.

Why Homeownership Is Still The American Dream! Owning your home provides many benefits, including stability, safety, and personal pride. Let’s connect if you’re dreaming of homeownership this year. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

Don’t Tackle Selling Your Home on Your Own – an Agent Can Help

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages, For Sellers, FSBOs, Mortgage 30a Beach, Selling Myths.

If you’re looking to maximize your sale and minimize your effort, you need to work with a real estate professional. In a sellers’ market like today’s, it can be tempting to list your house on your own – known as For Sale By Owner (FSBO). But the truth is, a real estate professional can save you time and money by managing every step of the process, from pricing your home to reviewing documents and handling negotiations. Before you decide to sell your house on your own, here are five reasons why working with an agent is your best bet to maximize the sale of your home. 1. First impressions are...

As Home Equity Rises, So Does Your Wealth

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages, First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates, Mortgage 30a Beach, Move-Up Buyers, Pricing.

Homeownership is still a crucial part of the American dream. For those people who own a home (and those looking to buy one), it’s clear that being a homeowner has considerable benefits both emotionally and financially. In addition to long-term stability, buying a home is one of the best ways to increase your net worth. This boost to your wealth comes in the form of equity. Equity is the difference between what you owe on the home and its market value based on factors like price appreciation. The best thing about equity is that it often grows without you even realizing it, especially in a sellers’...

Reasons Renters Buy [INFOGRAPHIC]

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages, First Time Home Buyers, For Buyers, Infographics, Mortgage 30a Beach, Rent vs. Buy.

Some Highlights When deciding whether you should rent or buy, make sure you’re considering these factors. Buying a home means consistent monthly payments. Homeownership also helps to build your wealth. And owning a home gives you greater flexibility than renting. If you’re ready to take advantage of the perks of homeownership, let’s connect to explore your options. Content previously posted on Keeping Current Matters

It’s Still a Sellers’ Market [INFOGRAPHIC]

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages, For Sellers, Housing Market Updates, Infographics, Mortgage 30a Beach, Move-Up Buyers, Pricing.

Some Highlights Due to low supply and high demand, today is one of the strongest sellers’ markets we’ve seen. Sellers can benefit from more offers to pick from, higher home values, and a faster sales process. That might be why 73% of people believe it’s a good time to sell. Sellers, don’t miss out on this unique opportunity. Let’s connect so you can take advantage of this hot sellers’ market. Content previously posted on Keeping Current Matters

If You’re a Buyer, Is Offering Asking Price Enough?

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages, Buying Myths, First Time Home Buyers, For Buyers, Housing Market Updates, Mortgage 30a Beach, Move-Up Buyers.

In today’s real estate market, buyers shouldn’t shop for a home with the expectation they’ll be able to negotiate a lower sales price. In a typical housing market, buyers try to determine how much less than the asking price they can offer and still get the home. From there, the buyer and seller typically negotiate and agree on a revised price somewhere in the middle. Things Are Different Today Today’s housing market is anything but normal. According to the National Association of Realtors (NAR), homes today are: Receiving an average of 3.8 offers Selling in just 17 days Homes selling quickly...

Early October is the Sweet Spot for Buyers

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages, First Time Home Buyers, For Buyers, Housing Market Updates, Mortgage 30a Beach, Move-Up Buyers.

Are you looking to buy a home? If so, we’ve got good news for you. While there’s no denying the housing market is having a great year, many of the headlines are focused on the perks for sellers. But what about buyers today? As a buyer, you’re likely braving bidding wars and weighing low mortgage rates versus price appreciation as you search for your dream home. If you find yourself a bit discouraged, hear this: there are clear signs buyers may have more opportunities this fall. According to realtor.com, the sweet spot for buyers is just around the corner. In a recent study, experts analyzed...

Is a 20% Down Payment Really Necessary To Purchase a Home?

Written by 30a Beach Mortgage Syndicated User on October 2, 2021. Posted in 30a Beach Mortgage, 30a Beach Mortgages, Buying Myths, Demographics, Down Payments, First Time Home Buyers, For Buyers, Gen Z, Millennials, Mortgage 30a Beach.

There’s a common misconception that, as a homebuyer, you need to come up with 20% of the total sale price for your down payment. In fact, a recent survey by Lending Tree asks what is keeping consumers from purchasing a home. For over half of those surveyed, the ability to afford a down payment is the biggest hurdle. That may be because those individuals assume a 20% down payment is necessary. While putting more money down if you’re able can benefit buyers, putting 20% down is not mandatory. As Freddie Mac puts it: “The most damaging down payment myth—since it stops the homebuying process before...

Category: 30a Beach Mortgages